Correction: war exclusion in 2024 Cigna insurance policy is 'not' new and more

There are events for which no party can be held accountable.

Disclaimer

I personally do not advocate any process or procedure contained in any of my Blogs. Information presented here is not intended to provide legal or lawful advice, nor medical advice, diagnosis, treatment, cure, or prevent any disease. Views expressed are for educational purposes only.

Cigna 2024 insurance policy: war is not a new exclusion

Someone pointed out that the 2024 Cigna Healthcare Policy excluding coverage for (a) an act of war (declared or undeclared) is not new b/c the Force Majeure clause found in contracts has been in place for a long time.

https://www.ourgreaterdestiny.ca/p/check-your-insurance-policies-new

The Force majeure clause in a contract removes liability for catastrophic events, such as natural disasters and warfare.

Force Majeure

Force majeure is a clause included in contracts to remove liability for unforeseeable and unavoidable catastrophes that interrupt the expected course of events and prevent participants from fulfilling obligations. These clauses generally cover natural disasters, such as hurricanes, tornadoes, and earthquakes, as well as human actions, such as armed conflict and man-made diseases.

https://www.investopedia.com/terms/f/forcemajeure.asp

After the past 4 years, what does it take to prove a man-made disease?

Please note

This correction does not diminish the fact we are under martial rule, nor does it diminish the importance of reading contracts before signing them.

I posted the following comment at Rumble and Sasha’s Blog.

The 2024 Cigna Healthcare Policy excluding coverage for (a) an act of war (declared or undeclared) is not new b/c the Force Majeure clause found in contracts has been in place for a long time. It removes liability for catastrophic events, such as natural disasters and warfare. https://www.investopedia.com/terms/f/forcemajeure.asp

Let me now add …

Liability, 5G and cell tower radiation health effects

Due to their understanding of the magnitude of this future financial risk most insurance plans have “electromagnetic field exclusions” applied as the market standard.  Portland Oregon Public School Insurance (Pg 30) states as an example, ”Exclusions: This insurance does not apply to: Bodily injury, personal injury, advertising injury, or property damage arising directly or indirectly out of, resulting from, caused or contributed to by electromagnetic radiation, provided that such loss, cost or expense results from or is contributed to by the hazardous properties of electromagnetic radiation.”

US Mobile operators have been unable to get insurance to cover liabilities related to damages from long term exposure to radiofrequency emissions for over a decade. 

https://ehtrust.org/liability-and-risk-from-5g-and-cell-towers/

TY!

Without prejudice and without recourse
Doreen Agostino
Our Greater Destiny Blog
insurance